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How to Raise Your Credit Report Score

Paying On Time Regularly paying your monthly bills on time helps raise your credit score.  These debts are regularly reported to credit reporting bureaus.  It is best to pay off your credit card balance in full every month since it lowers your credit utilization percentage.  This raises your FICO score.   Pay off Debts with…
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HOW TO FILE A CREDIT REPORT DISPUTE

Under the Fair Credit Reporting Act (FCRA), the credit reporting agencies must reinvestigate information disputed by consumers.   The credit bureaus are required to send your dispute to the data furnisher.   Then, the company who supplied your information to the credit reporting agencies (the data furnisher) needs to investigate the dispute.   You cannot sue the data furnisher …
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