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For all the treats, there may be a few tricks – but, thankfully, they’re avoidable. Here are a few credit card tricks to watch out for: Late fees and penalty APRs: Paying your credit card bill late may result in a late fee and an increased APR. To avoid this, automate your monthly payment or just…

by Stephen Vanderpool on November 11, 2013 We all know the feeling of doom that comes with losing something valuable. At some point in your life, you probably will lose a wallet, purse, credit card or debit card. When it happens, you’ll want to be prepared. If it has already happened, read quick and act fast.…

Diana Louise Carter, Rochester (N.Y.) Democrat and Chronicle ROCHESTER, N.Y. — That familiar swiping motion we make at the checkout is about to go the way of the Walkman. Even if you’re not one of the millions able to tap into Apple Pay or Google Wallet, changes in the security measures of traditional payment cards…

Mitchell D. Weiss, Credit.com As the holidays approach, more and more consumers are clutching their purses and wallets. But that anxiety has little to do with budgetary constraints. In fact, according to a recent Gallup spending forecast, retailers can expect an above-average shopping season this year. The thing that’s got consumers on edge these days…