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By Dan Rafter. Burdened with thousands of dollars of consumer debt? Do you dread reading your credit card statements each month? There is hope. You can pay down your credit card debt fast. But first, you have to stop using your cards to make new purchases. And before you start paying off that debt, know…

By Latoya Irby Economic recovery, manage your debt The amount of debt you’re carrying is 30% of your credit score, so your credit card balance obviously impacts your credit score. Having big balances can hurt your credit score because it raises your credit utilization – the ratio of your credit card balance to your credit…

Resources to Prevent and Recover from Identity Theft From Identitytheft.gov IdentityTheft.gov can help you report and recover from identity theft. Here’s how it works: IdentityTheft.gov is the federal government’s one-stop resource for identity theft victims. The site provides streamlined checklists and sample letters to guide you through the recovery process. Visit ftc.gov/idtheft for prevention tips…

Money matters. And using tried and true strategies for dealing with money — or the lack of it — can make a big difference to your present and your future. Whether you are saving, spending, or borrowing money, this is information you can’t afford to overlook. https://www.consumer.ftc.gov/topics/money-credit